{"id":419,"date":"2023-08-07T17:01:42","date_gmt":"2023-08-07T07:01:42","guid":{"rendered":"https:\/\/chipkie.com\/?page_id=419"},"modified":"2024-05-12T12:12:43","modified_gmt":"2024-05-12T02:12:43","slug":"faqs","status":"publish","type":"page","link":"https:\/\/chipkie.com\/au\/faqs\/","title":{"rendered":"Chipkie Loan FAQs"},"content":{"rendered":"\t\t
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Chipkie Loan FAQs<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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About Chipkie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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All the basics on Chipkie as a platform.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What is Chipkie? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Chipkie is an online platform that helps friends and family loan money to each other easily. The service provides personalised loan agreements and tracks repayments. It also automates communication and reminders.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Why use Chipkie <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Chipkie has been designed to give users the best chance of success when lending money to friends and family. It addresses all the pain points we identified as part of our product research process, including awkward communication, miscommunication in repayments, and lack of formalisation – to provide peace of mind and security in relationships.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Who can use Chipkie? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Chipkie is available to everyone, however, Australia is our launch market and will have the most functionality initially. We plan to launch across other countries, adding specific functionalities as quickly as possible. If you have a specific request, please contact us<\/a> and let us know, we love feedback and suggestions.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What languages does Chipkie support? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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We currently only support the English language. We are planning to support additional language soon. If you have a specific request, please complete our survey, and let us know, we love feedback and suggestions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What kind of loan does Chipkie cater to? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The friends and family type of course. These loans are traditionally called informal loans. Loans can be small or large, short-term, or long-term, and parties can decide if they want to include interest in the repayment terms if they want.<\/p>

Our aim is to support you with any loan you have between friends or family. If you have a specific request or feedback on how we can make the platform better and or support a specific type of use case, please contact us<\/a> and let us know; we love feedback and suggestions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Is Chipkie free? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Yes, Chipkie has a free<\/a> version so that everyone and anyone can benefit. The free version includes access to the awesome Chipkie dashboard with manual tracking options. If you have a bigger loan or simply want to have all the repayments managed for you, we recommend upgrading to our Premium<\/a> option which automates all repayments and tracking.\u00a0 You can also add a contract<\/a> to officially formalise the loan and the terms.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What does the paid version offer? <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Upgrading to the paid<\/a> version includes automated payment tracking so there is no question on what has been paid, when. And for a one-off fee you can also get access to a personalised loan agreement<\/a> which formalises the loan and the agreed terms. We recommend using both the contract and automated tracking for any loans above $1000.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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How do I make suggestions and requests <\/h3><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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If you have a specific requests or feedback on how we can make the platform better and or support a specific type of use case, don’t hesitate to get in touch with us via our contacts page<\/a>. We love feedback and suggestions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t