{"id":2720,"date":"2024-05-18T10:01:59","date_gmt":"2024-05-18T00:01:59","guid":{"rendered":"https:\/\/chipkie.com\/?page_id=2720"},"modified":"2026-08-14T14:26:04","modified_gmt":"2026-08-14T04:26:04","slug":"family-loan-contract-template","status":"publish","type":"page","link":"https:\/\/chipkie.com\/uk\/family-loan-contract-template\/","title":{"rendered":"Family Contract &#8211; Ads Landing Page"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2720\" class=\"elementor elementor-2720\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5280e36 e-flex e-con-boxed e-con e-parent\" data-id=\"5280e36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-179e890 elementor-widget elementor-widget-html\" data-id=\"179e890\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n.ck-pass1-contract{--navy:#063d4b;--teal:#078a92;--mint:#74c9c6;--coral:#ef6f51;--cream:#f7f3ea;color:#123640;font-family:inherit;background:#fff}.ck-pass1-contract *{box-sizing:border-box}.ck-pass1-contract a{color:inherit}.ck-pass1-contract .ck-wrap{width:min(1120px,calc(100% - 36px));margin:auto}.ck-pass1-contract .ck-hero{padding:clamp(68px,9vw,116px) 0;background:linear-gradient(145deg,var(--navy),#075b66);color:#fff;text-align:center}.ck-pass1-contract .ck-kicker{margin:0 0 12px;color:#a8e6e2;font-size:.82rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.ck-pass1-contract h1{max-width:900px;margin:0 auto 18px;color:#fff;font-size:clamp(2.15rem,6vw,4.35rem);line-height:1.04}.ck-pass1-contract .ck-lead{max-width:800px;margin:0 auto 24px;font-size:clamp(1.05rem,2.1vw,1.28rem);line-height:1.65}.ck-pass1-contract .ck-price-note{margin:0 auto 28px;font-weight:800;color:#c9f2ef}.ck-pass1-contract .ck-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}.ck-pass1-contract .ck-btn{display:inline-flex;min-height:48px;align-items:center;justify-content:center;padding:12px 22px;border:2px solid transparent;border-radius:999px;background:var(--mint);color:#063d4b;font-weight:800;text-decoration:none}.ck-pass1-contract .ck-btn:hover,.ck-pass1-contract .ck-btn:focus{background:#fff;outline:3px solid rgba(255,255,255,.4);outline-offset:3px}.ck-pass1-contract .ck-btn-secondary{border-color:#fff;background:transparent;color:#fff}.ck-pass1-contract .ck-section{padding:clamp(52px,7vw,84px) 0}.ck-pass1-contract .ck-soft{background:var(--cream)}.ck-pass1-contract h2{margin:0 0 14px;color:var(--navy);font-size:clamp(1.75rem,4vw,2.6rem);line-height:1.15}.ck-pass1-contract .ck-intro{max-width:780px;margin:0 0 28px;line-height:1.7}.ck-pass1-contract .ck-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.ck-pass1-contract .ck-card{padding:26px;border:1px solid #cfe1df;border-radius:18px;background:#fff;box-shadow:0 9px 28px rgba(6,61,75,.07)}.ck-pass1-contract .ck-card h3{margin:0 0 10px;color:var(--navy);font-size:1.25rem}.ck-pass1-contract .ck-card p,.ck-pass1-contract .ck-card li{line-height:1.65}.ck-pass1-contract .ck-card ul{margin:0;padding-left:20px}.ck-pass1-contract .ck-step{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;margin:18px 0}.ck-pass1-contract .ck-step b{display:flex;width:44px;height:44px;align-items:center;justify-content:center;border-radius:50%;background:var(--mint);color:var(--navy)}.ck-pass1-contract .ck-step h3{margin:3px 0 6px;color:var(--navy)}.ck-pass1-contract .ck-step p{margin:0;line-height:1.65}.ck-pass1-contract .ck-note{margin-top:28px;padding:20px;border-left:5px solid var(--coral);border-radius:8px;background:#fff;line-height:1.65}.ck-pass1-contract details{padding:18px 0;border-bottom:1px solid #cfe1df}.ck-pass1-contract summary{cursor:pointer;color:var(--navy);font-weight:800}.ck-pass1-contract details p{margin:12px 0 0;line-height:1.65}.ck-pass1-contract .ck-cta{text-align:center}.ck-pass1-contract .ck-cta p{max-width:740px;margin:0 auto 24px;line-height:1.65}.ck-pass1-contract .ck-cta .ck-btn-secondary{border-color:var(--navy);color:var(--navy)}@media(max-width:700px){.ck-pass1-contract .ck-grid{grid-template-columns:1fr}.ck-pass1-contract .ck-actions{flex-direction:column}.ck-pass1-contract .ck-btn{width:100%}}\n<\/style>\n<main class=\"ck-pass1-contract\" aria-labelledby=\"ck-contract-title\">\n  <section class=\"ck-hero\"><div class=\"ck-wrap\">\n    <p class=\"ck-kicker\">Optional UK family loan agreement<\/p>\n    <h1 id=\"ck-contract-title\">Clear family loan terms for everyone involved<\/h1>\n    <p class=\"ck-lead\">Create and track a loan between family or friends for free. When you want the agreed terms recorded in one signed document, add a personalised family loan agreement for a one-off \u00a33.95 fee.<\/p>\n    <p class=\"ck-price-note\">\u00a33.95 once per agreement. No subscription. Free tracking remains available without one.<\/p>\n    <div class=\"ck-actions\"><a class=\"ck-btn\" href=\"https:\/\/my.chipkie.com\/loans\/create?package=contract\">Create a loan with a agreement<\/a><a class=\"ck-btn ck-btn-secondary\" href=\"https:\/\/chipkie.com\/uk\/family-loan-calculator\/\">Calculate repayments<\/a><\/div>\n  <\/div><\/section>\n  <section class=\"ck-section\"><div class=\"ck-wrap\"><h2>One clear reference for both people<\/h2><p class=\"ck-intro\">Money arrangements are easier to manage when the lender and borrower can see the same terms. Chipkie generates the agreement from the loan details entered and confirmed in the platform.<\/p>\n    <div class=\"ck-grid\"><article class=\"ck-card\"><h3>The document can record<\/h3><ul><li>The lender and borrower<\/li><li>The amount and start date<\/li><li>The repayment frequency and schedule<\/li><li>The interest rate entered for the loan<\/li><li>The confirmed Chipkie loan terms<\/li><li>Electronic signatures and a downloadable document<\/li><\/ul><\/article><article class=\"ck-card\"><h3>Free tracking still includes<\/h3><ul><li>Creating a repayment schedule<\/li><li>Inviting the other person<\/li><li>Recording repayments manually<\/li><li>Viewing progress, reminders and loan history<\/li><li>No agreement purchase requirement<\/li><\/ul><\/article><\/div>\n  <\/div><\/section>\n  <section class=\"ck-section ck-soft\"><div class=\"ck-wrap\"><h2>How it works<\/h2>\n    <div class=\"ck-step\"><b>1<\/b><div><h3>Set up the loan<\/h3><p>Enter the amount, repayment schedule, interest settings and the people involved. Creating and tracking the loan is free.<\/p><\/div><\/div>\n    <div class=\"ck-step\"><b>2<\/b><div><h3>Review the repayment plan<\/h3><p>Check each payment, total interest and estimated final payment date. Use the regional calculator to compare scenarios.<\/p><\/div><\/div>\n    <div class=\"ck-step\"><b>3<\/b><div><h3>Add the optional agreement<\/h3><p>Choose the agreement option and pay \u00a33.95 once. There is no recurring agreement charge.<\/p><\/div><\/div>\n    <div class=\"ck-step\"><b>4<\/b><div><h3>Review and sign<\/h3><p>Each party receives an electronic signing invitation. Everyone should read the finished document carefully before signing.<\/p><\/div><\/div>\n    <div class=\"ck-note\"><strong>Important:<\/strong> Chipkie does not decide whether a rate or term is suitable and cannot guarantee repayment, enforceability or a particular legal or tax result. England and Wales, Scotland, and Northern Ireland have different legal systems. Consider independent advice when needed.<\/div>\n  <\/div><\/section>\n  <section class=\"ck-section\"><div class=\"ck-wrap\"><h2>Frequently asked questions<\/h2>\n    <details><summary>Do I need to buy a agreement to use Chipkie?<\/summary><p>No. You can create and track a family loan for free. The signed agreement is an optional one-off add-on.<\/p><\/details>\n    <details><summary>How much does it cost?<\/summary><p>The current price is \u00a33.95 once per agreement. It is not a subscription.<\/p><\/details>\n    <details><summary>Is this a blank template?<\/summary><p>No. Chipkie generates the document from the loan information entered and confirmed in the platform. It is not a blank document offering unlimited custom clauses.<\/p><\/details>\n    <details><summary>How does electronic signing work?<\/summary><p>Each party receives a signing invitation and should review the document before signing. The completed document is kept with the Chipkie loan record.<\/p><\/details>\n    <details><summary>Does signing guarantee enforceability?<\/summary><p>No. The result depends on the wording, signatures, capacity, circumstances and applicable law. Obtain independent advice when needed.<\/p><\/details>\n    <details><summary>Can the loan be interest-free?<\/summary><p>Chipkie lets you model and record a 0% loan, but choosing 0% does not determine the legal or tax treatment. Tax and enforceability considerations depend on the circumstances and the legal system that applies.<\/p><\/details>\n  <\/div><\/section>\n  <section class=\"ck-section ck-soft ck-cta\"><div class=\"ck-wrap\"><h2>Ready to put the terms in writing?<\/h2><p>Create the loan, confirm the repayment plan and choose the optional agreement when it is right for you.<\/p><div class=\"ck-actions\"><a class=\"ck-btn\" href=\"https:\/\/my.chipkie.com\/loans\/create?package=contract\">Create a loan with a agreement<\/a><a class=\"ck-btn ck-btn-secondary\" href=\"https:\/\/chipkie.com\/uk\/pricing\/\">Review pricing<\/a><\/div><\/div><\/section>\n<\/main>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Optional UK family loan agreement Clear family loan terms for everyone involved Create and track a loan between family or friends for free. When you want the agreed terms recorded in one signed document, add a personalised family loan agreement for a one-off \u00a33.95 fee. \u00a33.95 once per agreement. No subscription. Free tracking remains available &#8230; <a title=\"Family Contract &#8211; Ads Landing Page\" class=\"read-more\" href=\"https:\/\/chipkie.com\/uk\/family-loan-contract-template\/\" aria-label=\"Read more about Family Contract &#8211; Ads Landing Page\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2720","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/pages\/2720","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/comments?post=2720"}],"version-history":[{"count":37,"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/pages\/2720\/revisions"}],"predecessor-version":[{"id":3628,"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/pages\/2720\/revisions\/3628"}],"wp:attachment":[{"href":"https:\/\/chipkie.com\/uk\/wp-json\/wp\/v2\/media?parent=2720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}