Sibling Fairness Audit: Managing IHT and UK Gifting Rules 2026
The Bottom Line: A Sibling Fairness Audit is a strategic review used by UK parents to manage “Potentially Exempt Transfers” (PETs) and ensure sibling equity
April 18, 2026
Kids & Money
Why Helping Your Child Fund a Home Extension Could Land You in Legal Hot Water
Discover why gifting money for your child’s home extension could leave you with no legal claim, no home, and no recourse — and how to protect yourself under English property law.
March 14, 2026
Why Gifting Money to Your Children Early Could Put Your Retirement at Risk
Discover why gifting money to your children early could jeopardise your retirement savings, pension, and benefits — and how to plan generous giving without putting your own financial future at risk.
February 14, 2026
Charging Board to Adult Children: Tax Implications Every UK Parent Should Understand
Discover the tax implications of charging board to adult children in the UK, from income tax and Capital Gains Tax risks to tenancy pitfalls every parent should understand before accepting monthly contributions.
January 29, 2026
Lending Money to Your Children for a Family Business: How to Structure It Properly
Discover how to properly structure a loan to your child for a family business, covering legal agreements, tax implications, and HMRC considerations to protect both your finances and family relationships.
November 1, 2025
How UK Families Are Using Fintech Tools to Take the Stress Out of Managing Money in 2025
Discover how UK families are using fintech tools in 2025 to budget smarter, reduce financial stress, and bring clarity to household money management amid the cost-of-living squeeze.
August 17, 2025
How to Set Up a Bank of Mum and Dad Loan Agreement Without the Family Drama
Learn how to create a formal Bank of Mum and Dad loan agreement that protects your money and your relationships, covering legal, tax, and practical steps to avoid common family finance pitfalls.
May 11, 2024
Essential Questions You Should Ask Before Buying a Second Hand Car
Discover the essential questions to ask before buying a second hand car in the UK, from checking finances and vehicle history to understanding your legal rights and avoiding costly mistakes.
November 30, 2023
Essential Ways To Help Your Children Build Smart Money Habits From A Young Age
Discover essential, age-appropriate strategies to teach your children smart money habits from an early age, helping them build financial confidence and avoid common pitfalls in adulthood.
September 7, 2023
How the Bank of Mum and Dad Is Reshaping Borrowing in the UK
Discover how the Bank of Mum and Dad has become one of the UK’s biggest mortgage lenders, and learn the legal, tax, and relationship risks families must consider before gifting or lending money for a property purchase.
August 25, 2023