What a signed loan agreement gives you
A personalised loan agreement, prepared from your terms and e-signed by both of you. Your one-off fee pays for preparing and executing the agreement, which you can keep and use independently of Chipkie.
Your agreement, in writing
The agreement records the terms between the named lender and borrower: the amount, repayment schedule, interest (if any), and what happens if things go off track. Both people sign through SignWell, a third-party signature provider, and receive an executed PDF with a signing audit trail.
The signed document remains yours to keep and rely on outside Chipkie, whether or not you continue using the app.
Your signed loan agreement
The one-off fee pays for preparation and execution of your agreement.
- Drafted from your loan: names, amount, repayment schedule, interest (if any), and what happens if things go off track
- E-signed by lender and borrower through a third-party signature provider, each under their own identity
- Returned as an executed PDF with a signing audit trail — yours to keep, download and rely on, whether or not you ever use Chipkie again
- On the record: the signed agreement and audit trail show exactly what you both agreed
£3.95 /one-off fee
Managing your loan on Chipkie
The optional loan agreement records the terms agreed by the lender and borrower. Both people review and e-sign it, then receive an executed PDF and signing audit trail to keep.
Free shared tracking is separate from the document purchase. Use it to keep the agreed repayment schedule and a shared payment record. Buying the agreement does not include every workspace or payment feature. A signed document does not guarantee repayment, enforceability or a particular tax outcome.
Convinced a contract is the right way to go?
We’ll prepare your personalised loan agreement and arrange for both people to e-sign it. You receive the executed PDF and signing audit trail to keep. £3.95 one-off fee.