Joint Account or Separate Bills? Make a Plan
Considering a joint account for bills? Compare shared access and separate payments, work out fair contributions and agree an exit plan before opening one.
November 13, 2026
Money & Relationships
Money and relationships don’t always mesh. Check out our advice on how to make the most of your relationships when money is concerned – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.
Gambling Debt: Help Family Without More Loans
Help family with gambling debt while protecting essentials and your own finances. Plan safer support, set clear boundaries and find specialist counselling.
November 12, 2026
Before You Pay Off a Relative’s BNPL Debt
Offer help with BNPL debt after checking provider hardship support, balances and affordability. Use a practical worksheet before making a family payment.
November 9, 2026
Shared Rental Bonds in NSW: Who Gets What Back?
Sort shared tenancy bond contributions in NSW and a family advance before moving in or out. Use two records to track refunds, deductions and repayments.
November 7, 2026
Helping Adult Children With Super: 2026 Guide
Thinking of helping adult children with super? Understand contribution caps, preservation rules and the trade-offs before you gift a cent. See what to know.
October 18, 2026
Family Loan Hardship: Changing Repayments
Handle family loan hardship with a clear payment change, a revised schedule, and agreed interest treatment. See how to record the plan together.
October 5, 2026
Family Loan Tracker: How to Record Loans in 2026
Keep family lending clear with a family loan tracker: what to record, how to log repayments, and why it matters for deposits and lenders. See how.
October 3, 2026
Protecting Assets From De Facto Claims: 2026 Guide
Family money can end up divided if your child’s relationship breaks down. Protecting assets from de facto claims starts with clear records. See how.
September 8, 2026
Financial Abuse Family Loans: 2026 Warning Signs
Spot the red flags that separate genuine help from financial abuse family loans, and know what protections you have in Australia. See what to look for.
August 30, 2026
How to Ask for Money Back From Family: 7 Steps
By The Chipkie Team, Personal Finance Editorial Team · Last updated 30 August 2026 Lending money to a sibling, a cousin or your own adult
August 30, 2026