Generational wealth transfers are one of the biggest financial shifts happening in Australia in 2025. With Baby Boomers holding more than half of the nation’s wealth, an unprecedented amount of money, property, and assets is moving into the hands of younger generations. But how families choose to manage these transfers is changing. Rather than relying … Read more
Digital lending platforms are transforming the way Australians manage money between friends and family in 2025. For decades, lending within families was handled informally — often with verbal agreements, handshakes, and the hope that repayments would eventually arrive. But as technology has reshaped everything from banking to shopping, it’s no surprise that the world of … Read more
Family loan agreements are fast becoming the new standard in 2025, replacing the casual cash gifts that once defined the “Bank of Mum and Dad.” For generations, Australian families relied on parents or grandparents handing over envelopes of money for deposits, weddings, or big life expenses — often sealed only with a handshake. But today, … Read more
Once upon a time, financial support flowed in one direction — parents helped their kids, and that was the end of the story. But in 2025, the picture of family finances looks very different. More and more Australians are experiencing multi-generational financial support, where money, resources, and care move in multiple directions across the family … Read more
Not long ago, lending money to a friend or family member was sealed with nothing more than a handshake and good intentions. But as the cost of living climbs and more Australians rely on one another for financial support, the old “trust me” approach is no longer enough. That’s where digital loan agreements are stepping … Read more
When times get tough, many Australians turn to family for financial support. With interest rates starting to ease but the cost of living still biting hard, family loans in Australia have become increasingly common in 2025. Whether it’s helping with a home deposit, covering unexpected medical bills, or supporting a loved one through study, borrowing … Read more
Living with flatmates and shared living expenses is one of the most affordable and social ways to live in Australia. From splitting rent and utilities to sharing grocery costs, it can be a great experience — but it can also get tricky if money expectations aren’t clear. Nobody enjoys awkward chats about unpaid bills or … Read more
Digital wallets and shared expenses are quickly becoming part of everyday life in Australia. Whether it’s splitting rent with flatmates, covering group travel costs, or chipping in for a big household purchase, money between mates can get messy fast. One person forgets to pay, another loses track of who covered what, and suddenly a friendly … Read more
Falling interest rates Australia 2025 is welcome news for households after years of rising costs and tighter budgets. Lower borrowing costs are giving many Aussies a little more breathing room — and in some cases, the confidence to help out friends or family financially. Whether it’s a personal loan to help a loved one, contributing … Read more
Discover how Chipkie came to be, who’s using it and why it matters with founder Michelle Lomas.
