Money & Relationships

Handle family loan hardship with a clear payment change, a revised schedule, and agreed interest treatment. See how to record the plan together.

Keep family lending clear: a family loan tracker records what was lent, repaid and owed, protecting you with lenders and HMRC. See what yours should include.

Cohabiting in the UK? Discover what protecting assets from de facto claims means here — trust law, TOLATA and cohabitation myths. See what you need to know.

Six checks to run before cosigning a car loan for a sibling — what you’re really liable for, how it hits your credit file and mortgage plans. Find out how.

Spot the red flags of financial abuse family loans, from coerced deposits to shifting repayment terms, and protect yourself before it escalates. Find out how.

Recover a family loan without wrecking the relationship: seven practical steps on how to ask for money back from family, plus what to say. Find out how.

Documenting sandwich generation family loans properly protects three generations from tax, mortgage and inheritance disputes. See what you need to know.

Signing as guarantor? Discover the five hidden risks of cosigner car loan liability, from full-balance claims to credit damage. See what you need to know.

Find out how UK lenders treat a gift or loan deposit, what the gifted deposit letter must say, and why fudging it counts as fraud. See what you need to know.

Agreeing a fair contribution is easier than you think. Moving Back Home as an Adult: what to pay, how to split bills and stay on good terms. Find out how.