Financial Guides

Know what paperwork your lender wants for a family deposit source of funds check — gift letters, statutory declarations and seasoning. See what’s required.

Find out which CGT changes 2026 brought for property and share investors, from tighter data matching to family transfers that quietly trigger a tax bill. See how.

Thinking of using a family loan to invest? See who claims the interest, who wears the loss, and how lenders treat the funds. Find out what you need to know.

By The Chipkie Team, Personal Finance Editorial Team  ·  Last updated 11 October 2026 If your parents have offered to help you into a home,

Check unpaid family loan tax rules in Australia, including bad-debt deduction limits, personal-use capital losses and records to prepare. Review your next step.

Plan family loan forgiveness in Australia with clear balance records, commercial-debt tax checks and Centrelink gifting considerations. Review the key steps.

Use a family loan paid in full letter to confirm the final payment, reconcile interest, and close your records clearly. See the example and payoff checklist.

Prepare family loan interest tax reporting in Australia with principal and interest separated, financial-year examples and a clear statement. Start your checks.

Build a family loan balance statement that tracks partial and cash payments, separates arrears from the balance, and clears up confusion. See the example.

Check how a family loan credit score question differs from home-loan affordability, deposit evidence and guarantee risks in Australia. Plan your next step.