Financial Guides

Check unpaid family loan tax rules in Australia, including bad-debt deduction limits, personal-use capital losses and records to prepare. Review your next step.

Plan family loan forgiveness in Australia with clear balance records, commercial-debt tax checks and Centrelink gifting considerations. Review the key steps.

Use a family loan paid in full letter to confirm the final payment, reconcile interest, and close your records clearly. See the example and payoff checklist.

Prepare family loan interest tax reporting in Australia with principal and interest separated, financial-year examples and a clear statement. Start your checks.

Build a family loan balance statement that tracks partial and cash payments, separates arrears from the balance, and clears up confusion. See the example.

Check how a family loan credit score question differs from home-loan affordability, deposit evidence and guarantee risks in Australia. Plan your next step.

Build a family loan repayment schedule with a copyable table, zero-interest and monthly-interest examples, plus rounding and extra-payment checks. Start here.

Thinking of a private credit family loan in 2026? Understand documentation, lender gift letter rules and why a loan deposit must be disclosed. See how.

By The Chipkie Team, Personal Finance Editorial Team  ·  Last updated 3 October 2026 When a parent lends money to one child and then dies,

Keep family lending clear and repayable: a family loan tracker records what was advanced, repaid and owing, and why lenders care. See what you need to know.