Financial Guides

Build a family loan repayment schedule with a copyable table, zero-interest and monthly-interest examples, plus rounding and extra-payment checks. Start here.

Thinking of a private credit family loan in 2026? Understand documentation, lender gift letter rules and why a loan deposit must be disclosed. See how.

By The Chipkie Team, Personal Finance Editorial Team  ·  Last updated 3 October 2026 When a parent lends money to one child and then dies,

Keep family lending clear and repayable: a family loan tracker records what was advanced, repaid and owing, and why lenders care. See what you need to know.

Facing a disconnection notice? Compare 7 ways to clear power arrears before you take an energy bill help loan, including no-interest help. See your options.

Before cosigning a car loan for family, see how guarantor and joint borrower roles hit your borrowing power and home loan plans. Find out what’s at stake.

Helping ageing parents and adult kids at once? See how sandwich generation family loans affect Centrelink gifting, home deposits and lender rules. Find out how.

Understand how a family mortgage loan is documented, what lenders accept as a deposit source, and where informal handshakes fail. See what you need to know.

How super changes family property plans in 2026: early release limits, SMSF property rules and what lenders accept as a deposit. See what you need to know.

By The Chipkie Team, Personal Finance Editorial Team  ·  Last updated 9 August 2026 Getting into your first home with a small deposit is no