Family Loan vs Personal Loan Rate: 2026 UK Guide
Compare the family loan vs personal loan rate to save thousands on borrowing costs in 2025. Explore tax rules, risks and more. Find out how.
July 6, 2026
Lending Money Tips
Making a big purchase like a house or car? Browse our blog for useful lending money tips to help you prep, save and get the best deal – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.
Family Loan Agreements and the Six Year Limitation Period Every Lender Should Understand
Discover how the six-year limitation period under the Limitation Act 1980 affects family loan agreements in England and Wales, and learn what every lender must do to protect their right to recover money lent to relatives.
March 29, 2026
How New Bank of England Debt-to-Income Lending Rules Could Limit Your Family Mortgage Options
**Discover how the Bank of England’s debt-to-income lending rules could affect your family’s mortgage plans, and learn essential strategies to protect your finances when helping loved ones buy a home.**
February 28, 2026
Helping a Loved One Pay Back a Family Loan Without Damaging Your Relationship
Discover practical strategies for repaying a family loan while protecting your relationship, including UK tax considerations, repayment frameworks, and tips for navigating the emotional side of lending between loved ones.
November 16, 2025
Splitting the Bill With Mates: How Digital Wallets Take the Awkwardness Out of Shared Expenses
Tired of awkward IOUs and forgotten debts among friends? Discover how digital wallets and expense-splitting apps make sharing costs seamless — and where their limits lie.
November 2, 2025
Why British Families Are Swapping Cash Gifts for Formal Loan Agreements in 2025
Discover why more British families are choosing formal loan agreements over cash gifts in 2025 — and how proper documentation can protect your family’s finances during property purchases and beyond.
August 17, 2025
How Digital Loan Agreements Are Reshaping Personal Borrowing Across the UK in 2025
Discover how digital loan agreements are transforming personal borrowing in the UK in 2025, from lending between friends and family to navigating legal protections, and learn what you need to know before signing on the dotted line.
August 16, 2025
Family Loans in the UK: How to Borrow and Lend Safely in 2025
Discover how to lend or borrow money from family in the UK without damaging relationships or falling foul of tax rules — a 2025 guide covering legal agreements, HMRC implications, and practical tips.
August 16, 2025
Splitting the Bill With Mates: How Digital Wallets Take the Awkwardness Out of Shared Expenses
Discover how digital wallets like Monzo, Revolut, and PayPal make splitting bills with friends quick and stress-free — no more awkward IOUs or chasing payments.
August 16, 2025
Are Homemade Contracts Legally Binding in the UK and What You Need to Know
Discover whether homemade contracts are legally binding in the UK, what makes an agreement enforceable under English law, and the critical mistakes to avoid when drafting your own contract.
May 11, 2024