Lending Money Tips

Documenting money already lent starts with genuine evidence, a shared balance and the actual signing date. Follow a practical checklist before you sign.

Protect your money and your friendship: 7 UK rules for lending money to friends in 2026, from written terms to tax and mortgage deposit pitfalls. Find out how.

Undeclared buy now pay later can trigger a BNPL fraud home loan review in 2026. Discover what UK mortgage lenders see on your file. See what you need to know.

Thinking of lending to relatives? Discover the 7 UK rules that keep a family loan during recession safe, protecting both sides. See what you need to know.

Protect your stake when buying with a partner, sibling or friend: what a co-buying property agreement must cover, from deposits to exits. See how it works.

Find out exactly what your lender wants in a gifted deposit letter in 2026, who must sign it, and why a false declaration counts as mortgage fraud. See how.