Making a big purchase like a house or car? Browse our blog for useful lending money tips to help you prep, save and get the best deal – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.
Discover how the six-year limitation period under the Limitation Act 1980 affects family loan agreements in England and Wales, and learn what every lender must do to protect their right to recover money lent to relatives.
**Discover how the Bank of England’s debt-to-income lending rules could affect your family’s mortgage plans, and learn essential strategies to protect your finances when helping loved ones buy a home.**
Discover practical strategies for repaying a family loan while protecting your relationship, including UK tax considerations, repayment frameworks, and tips for navigating the emotional side of lending between loved ones.
Tired of awkward IOUs and forgotten debts among friends? Discover how digital wallets and expense-splitting apps make sharing costs seamless — and where their limits lie.
Discover why more British families are choosing formal loan agreements over cash gifts in 2025 — and how proper documentation can protect your family’s finances during property purchases and beyond.
Discover how digital loan agreements are transforming personal borrowing in the UK in 2025, from lending between friends and family to navigating legal protections, and learn what you need to know before signing on the dotted line.
Discover how to lend or borrow money from family in the UK without damaging relationships or falling foul of tax rules — a 2025 guide covering legal agreements, HMRC implications, and practical tips.
Discover how digital wallets like Monzo, Revolut, and PayPal make splitting bills with friends quick and stress-free — no more awkward IOUs or chasing payments.
Discover whether homemade contracts are legally binding in the UK, what makes an agreement enforceable under English law, and the critical mistakes to avoid when drafting your own contract.
Discover the serious financial risks of being a guarantor on a friend’s loan in the UK, from legal liability and credit score damage to potential debt recovery action against you.
