Making a big purchase like a house or car? Browse our blog for useful lending money tips to help you prep, save and get the best deal – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.
Discover the serious financial risks of being a guarantor on a friend’s loan in the UK, from legal liability and credit score damage to potential debt recovery action against you.
Learn how to write a legally sound loan agreement in the UK to protect your finances and relationships. Discover essential clauses, tax considerations, and enforceability tips for personal loans in England and Wales.
Discover practical ways to support a friend facing financial difficulties without putting your own finances or friendship at risk, with UK-specific advice on lending, boundaries, and emotional support.
**Discover how to set the right interest rate when lending money to friends or family in the UK, avoiding tax pitfalls with HMRC, protecting your relationship, and ensuring your loan is legally enforceable.**
Struggling with a payday loan temptation? Discover safer, cheaper ways to borrow in the UK — from credit unions and budgeting loans to overdraft alternatives — and protect yourself from debt spirals.
Learn how to write a legally sound loan agreement between family or friends in the UK, covering key terms, tax implications, and how to protect both your money and your relationship.
Discover how UK courts determine whether money between family or friends is a gift or a loan — and why the answer affects divorce settlements, tax, mortgages, and your financial future.
Discover how the Bank of Mum and Dad has become one of the UK’s biggest mortgage lenders, and learn the legal, tax, and relationship risks families must consider before gifting or lending money for a property purchase.
Borrowing money from friends or family can strain even the strongest bonds. Learn how to approach the conversation with honesty, set clear repayment terms, and protect your relationship while getting the financial help you need.
Considering borrowing money from family? Discover the key benefits, risks, and tax implications of family loans in the UK, plus how to protect both your finances and your relationships.
