Making a big purchase like a house or car? Browse our blog for useful lending money tips to help you prep, save and get the best deal – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.
Discover how to lend or borrow money from family in the UK without damaging relationships or falling foul of tax rules — a 2025 guide covering legal agreements, HMRC implications, and practical tips.
Discover how digital wallets like Monzo, Revolut, and PayPal make splitting bills with friends quick and stress-free — no more awkward IOUs or chasing payments.
Discover whether homemade contracts are legally binding in the UK, what makes an agreement enforceable under English law, and the critical mistakes to avoid when drafting your own contract.
Discover the serious financial risks of being a guarantor on a friend’s loan in the UK, from legal liability and credit score damage to potential debt recovery action against you.
Learn how to write a legally sound loan agreement in the UK to protect your finances and relationships. Discover essential clauses, tax considerations, and enforceability tips for personal loans in England and Wales.
Discover practical ways to support a friend facing financial difficulties without putting your own finances or friendship at risk, with UK-specific advice on lending, boundaries, and emotional support.
**Discover how to set the right interest rate when lending money to friends or family in the UK, avoiding tax pitfalls with HMRC, protecting your relationship, and ensuring your loan is legally enforceable.**
Struggling with a payday loan temptation? Discover safer, cheaper ways to borrow in the UK — from credit unions and budgeting loans to overdraft alternatives — and protect yourself from debt spirals.
Learn how to write a legally sound loan agreement between family or friends in the UK, covering key terms, tax implications, and how to protect both your money and your relationship.
Discover how UK courts determine whether money between family or friends is a gift or a loan — and why the answer affects divorce settlements, tax, mortgages, and your financial future.
