Cosigner Car Loan Liability: 2026 Risk Guide
Understand what cosigner car loan liability really means in Australia — guarantor vs co-borrower, credit file impact and how to protect yourself. Find out how.
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Super Changes Family Property Plans: 2026 Guide
How super changes family property plans in 2026: early release limits, SMSF property rules and what lenders accept as a deposit. See what you need to know.
Gift or Loan Deposit: What Lenders Accept 2026
Know how a gift or loan deposit affects your borrowing power, what lenders accept as proof, and why a false gift letter is fraud. See what you need to know.
Gifted Deposit Letter: What Aussie Lenders Want
Find out what a gifted deposit letter must say, why lenders treat gifts and loans differently, and how a false declaration becomes fraud. See what’s needed.
Moving Back Home as an Adult: What to Pay Parents
Work out a fair board figure, split bills and protect your deposit savings. Moving Back Home as an Adult: what to pay parents, discussed properly. See how.
How to Ask Your Parents for Business Funding 2026
Need family capital? How to Ask Your Parents for Business Funding — structuring loans, gifts and repayment terms that protect both sides. Find out how.
Documenting Loans After Separation: 2026 Guide
Protect family transfers in a property settlement: documenting loans after separation shows whether money is a gift, a debt or a contribution. See how.
Family Loan Spending Conditions
By The Chipkie Team, Personal Finance Editorial Team · Last updated 14 August 2026 Lending money to family is rarely just about the money. It’s about what the money is for. Attaching clear spending conditions to a family loan — writing down that the $40,000 is for a bathroom renovation, not a Bali trip or … Read more
Energy Bill Relief Loans in Australia: What You Need to Know
By The Chipkie Team, Personal Finance Editorial Team · Last updated 14 August 2026 Winter bills land hard in Australia, and every year the same pattern shows up: a quarterly electricity account arrives that is hundreds of dollars more than expected, and the household scrambles. Searches for energy bill relief loans spike, and so do … Read more
SMSF Property Rule Changes in Australia: What You Need to Know
By The Chipkie Team, Personal Finance Editorial Team · Last updated 14 August 2026 Every few months a new wave of talk about SMSF property rule changes sweeps through dinner tables, Facebook groups and mortgage broker offices — usually attached to a claim that parents can now use their self managed super fund to help … Read more