Family Loan Credit Score and Home Loans in AU
Check how a family loan credit score question differs from home-loan affordability, deposit evidence and guarantee risks in Australia. Plan your next step.
Family loan guides for Australia
Explore practical guides by the task you are working through.
Plan a loan
Family Loan Repayment Schedule: An Aussie Plan
Build a family loan repayment schedule with a copyable table, zero-interest and monthly-interest examples, plus rounding and extra-payment checks. Start here.
Private Credit Family Loan Rules Explained 2026
Thinking of a private credit family loan in 2026? Understand documentation, lender gift letter rules and why a loan deposit must be disclosed. See how.
Family Loan in a Will: 2026 Guide for Executors
When a parent lends money to one child and then dies, the paperwork (or the lack of it) suddenly matters enormously. Dealing with a family loan in a will is one of…
Lending Money to Friends: 2026 Australian Guide
Protect your mate and your money: what a written loan agreement should cover when lending money to friends in Australia, plus repayment terms. See how.
Family Loan for Parental Leave: 2026 Guide
Bridge the income gap after a baby: how to structure a family loan for parental leave, document repayments and avoid conflict. See what you need to know.
Manage an existing loan
Documenting Money Already Lent in Australia
Documenting money already lent starts with genuine evidence, a shared balance and the actual signing date. Follow a practical checklist before you sign.
Family Loan Tracker: How to Record Loans in 2026
Keep family lending clear with a family loan tracker: what to record, how to log repayments, and why it matters for deposits and lenders. See how.
Changes and hardship
Family Loan Hardship: Changing Repayments
Handle family loan hardship with a clear payment change, a revised schedule, and agreed interest treatment. See how to record the plan together.
Records and tax
Family Loan Balance Statement: An Aussie Guide
Build a family loan balance statement that tracks partial and cash payments, separates arrears from the balance, and clears up confusion. See the example.