Smart Spending & Lending

Your friendly guide for smart saving ideas, clever lending tips, and ways to support your mates. 

From the team behind Chipkie - the platform that helps you lend and loan money to friends and family with no stress, just good karma. 

Lending Money Tips

Undeclared buy now pay later can trigger a BNPL fraud home loan review in 2026. Discover what UK mortgage lenders see on your file. See what you need to know.

Money & Relationships

Cohabiting in the UK? Discover what protecting assets from de facto claims means here — trust law, TOLATA and cohabitation myths. See what you need to know.

Financial Guides

Keep a family loan tracker that stands up to lenders and HMRC: what to record, how to log repayments and why a loan must never be passed off as a gift. See how.

Kids & Money

Wondering if my child pays rent is it taxable? This 2026 guide explains HMRC rules, allowances, and how to avoid unexpected tax bills. Find out more.

Saving Money Hacks

Discover how the family financial help gap affects UK households in 2026 and explore practical strategies to bridge the divide. See what you need to know.

Chipkie Chatter

Discover how co-buying property technology is transforming shared ownership in the UK, from splitting costs to planning exits. See what you need to know.

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