The 60% Tax Trap: How Family Loans Beat Fiscal Drag in 2026
The Bottom Line: The 60% tax trap is a fiscal anomaly occurring between £100,000 and £125,140, where the withdrawal of
Smart Spending & Lending
Your friendly guide for smart saving ideas, clever lending tips, and ways to support your mates.
From the team behind Chipkie - the platform that helps you lend and loan money to friends and family with no stress, just good karma.Lending Money Tips
- By Max
- On
Discover how the six-year limitation period under the Limitation Act 1980 affects family loan agreements in England and Wales, and learn what every lender must do to protect their right to recover money lent to relatives.
Money & Relationships
- By Max
- On
Thinking about buying a house with friends in 2026? Learn about joint mortgages, co-ownership agreements, tax implications, and how to protect your finances and friendships as a UK co-buyer.
Financial Guides
Kids & Money
Saving Money Hacks
- By Michelle
- On
Discover 8 smart ways to build your honeymoon fund while still enjoying the journey — from savvy savings strategies to creative tips that help UK couples fund their dream trip without relying on credit cards.
Chipkie Chatter
- By Michelle
- On
Chipkie founder Michelle Lomas discusses on Ticker TV how her platform helps families formalise informal loans, tackling the growing role of the Bank of Mum and Dad in the UK property market.