Smart Spending & Lending

Your friendly guide for smart saving ideas, clever lending tips, and ways to support your mates. 

From the team behind Chipkie - the platform that helps you lend and loan money to friends and family with no stress, just good karma. 

Lending Money Tips

Protect your stake when buying with a partner, sibling or friend: what a co-buying property agreement must cover, from deposits to exits. See how it works.

Money & Relationships

Spot the red flags of financial abuse family loans, from coerced deposits to shifting repayment terms, and protect yourself before it escalates. Find out how.

Financial Guides

Protect your money when lending to relatives: how a secured family loan works, legal charges, mortgage lender disclosure and inheritance tax. Find out how.

Kids & Money

Wondering if my child pays rent is it taxable? This 2026 guide explains HMRC rules, allowances, and how to avoid unexpected tax bills. Find out more.

Saving Money Hacks

Discover how the family financial help gap affects UK households in 2026 and explore practical strategies to bridge the divide. See what you need to know.

Chipkie Chatter

Discover how co-buying property technology is transforming shared ownership in the UK, from splitting costs to planning exits. See what you need to know.

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