Whether big or small, Chipkie helps you formalise your loan, track repayments and more. No stress, no awkward reminders, just good karma.
Whether it’s a new car, paying off some bills, or getting that little leg up to start your own business, we all need a little help sometimes. Join the growing list of legends who are paying it forward with Chipkie.
With Chipkie, you can be confident you’ve ticked all the boxes, just in case things don’t go to plan. Sign up, set your loan details, sign your contract, and you are away. We’ll send reminders when payments are due and help you track your loan – no problems.
Our simple dashboard helps you track in a flash. Check what’s been paid, when payments are due, and how long you have to go.
Agree on your terms, and formalise the loan with a signed contract, just in case things don’t go to plan.
Let us take care of the reminders and requests with our automated reminders and updates.
With Chipkie, asking friends and family to support your dreams is easy, offering them peace of mind while you easily track what’s been paid back, and what’s to come. And best of all, it is free for all users. So what are you waiting for?
Browse the latest ideas and insights to help you make the most of your loans, plus the latest from the Chipkie newsroom.
Homeownership feels out of reach for millions of Americans in 2026, but a growing number of buyers are finding a workaround: pooling resources with friends. This comprehensive guide breaks down the financial, legal, and interpersonal realities of co-ownership — from structuring a fair mortgage split to drafting exit agreements that protect everyone involved when life inevitably changes.
More Americans than ever are combining households across generations — and while sharing a roof can save thousands, it also means navigating shared expenses, competing financial priorities, and the delicate politics of who pays for what. This post explores how to treat your multigenerational home like the small economy it truly is, from splitting costs fairly to building shared savings goals that benefit everyone under one roof.
When parents lend money to adult children, few think about the legal clock that starts ticking the moment that loan is made. Every state imposes a statute of limitations on debt collection, and once it expires, even a well-documented family loan can become legally unenforceable. Understanding these deadlines — and putting a proper agreement in writing — is essential to protecting both your money and your family relationships.
