
P2P vs. P2L: Why Your Instant Transfer App Isn’t Right for Big P2P Payments vs P2L Loans
In today’s digital economy, we exchange money with friends and family hundreds of times a year. We split the dinner bill, send a birthday gift,
Whether big or small, Chipkie helps you formalise your loan, track repayments and more. No stress, no awkward reminders, just good karma.
Whether it’s a new car, paying off some bills, or getting that little leg up to start your own business, we all need a little help sometimes. Join the growing list of legends who are paying it forward with Chipkie.
With Chipkie, you can be confident you’ve ticked all the boxes, just in case things don’t go to plan. Sign up, set your loan details, sign your contract, and you are away. We’ll send reminders when payments are due and help you track your loan – no problems.
Our simple dashboard helps you track in a flash. Check what’s been paid, when payments are due, and how long you have to go.
Agree on your terms, and formalise the loan with a signed contract, just in case things don’t go to plan.
Let us take care of the reminders and requests with our automated reminders and updates.
With Chipkie, asking friends and family to support your dreams is easy, offering them peace of mind while you easily track what’s been paid back, and what’s to come. And best of all, it is free for all users. So what are you waiting for?
Browse the latest ideas and insights to help you make the most of your loans, plus the latest from the Chipkie newsroom.

In today’s digital economy, we exchange money with friends and family hundreds of times a year. We split the dinner bill, send a birthday gift,

The Australian property market moves fast. In fiercely competitive auction environments, success often hinges on being able to commit instantly, free from lengthy finance conditions.

In 2025, cash is becoming obsolete, and the Australian economy is rapidly shifting to digital transactions. The global volume of cashless payments is set to