Helping our communities thrive through economic uncertainty
Our mission is to see our communities thrive, by helping friends and family support each other financially through hard times.
Why We Created Chipkie
It’s tough out there. It’s tough to buy a house, upgrade your car, start a business and sometimes simply make ends meet. We get it. We’ve been there. That’s why we created Chipkie, because our family was there when we needed it most, and we couldn’t have pulled through without them.
![Chipkie loan management tools](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/06/Asset-3-1024x661.png?lossy=2&strip=1&webp=1)
Chipkie was designed to make it easier to say yes to lending, more often
We know you love to help each other out, in fact 74% of people loaned money to friends and family in the last 12 months. But our research showed us that there were a few things holding us back from help out more. So we asked you what would make it easier, and built Chipkie to address all the concerns.
![icon7 About Us](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/10/icon7-150x150.jpg?lossy=2&strip=1&webp=1)
A tool to help you track repayments seamlessly and easily
![Chipkie Chatter](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/10/icon-Chipkie-Chatter-150x150.gif?lossy=2&strip=1&webp=1)
A place where you could have a full online record of the loan
![Financial Guides](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/10/icon-thing-150x150.gif?lossy=2&strip=1&webp=1)
Help with the reminders and prompts so the relationship stays strong
![Money & Relationships](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/10/icon-money-1-150x150.gif?lossy=2&strip=1&webp=1)
Put a formal contract in place
![Asset 3moving right2 About Us](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2023/12/Asset-3moving-right2.png?lossy=2&strip=1&webp=1)
Here’s the Straight Talk
We are in a time when our communities need more help than ever. With interest rates and cost of living on the rise, sometimes the best thing we can do is lean into the ones who love us.
That’s why 40% of first homeowners have used the support of mum and dad to purchase our first homes, moving the Bank of Mum and Dad into the 9th largest lender in the country.
We also are leaning into our friends and family more often for the little things too, like getting our car repaired, paying the bills and more. In fact over 70% of us are doing it.
Even though times are tough, we can still get ahead with the support of our friends and family. Let’s do it!
Meet the Champs Using Chipkie:
What's The Chatter on Chipkie:
![Chipkie founder Michelle Lomas Shares Her Story with Ticker TV](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2024/07/Ticker-v2-1-768x1086.png?lossy=2&strip=1&webp=1)
![Aussie Fintech Chipkie launches - targeting Bank of Mum & Dad](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2024/07/Press-release-768x1086.png?lossy=2&strip=1&webp=1)
![Why We Created Chipkie](https://b3265551.smushcdn.com/3265551/wp-content/uploads/2024/03/1-768x1086.png?lossy=2&strip=1&webp=1)