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Smart Spending & Lending

Your friendly guide for smart saving ideas, clever lending tips, and ways to support your mates. 

From the team behind Chipkie - the platform that helps you lend and loan money to friends and family with no stress, just good karma. 

Chipkie founder Michelle Lomas Shares Her Story with Ticker TV

Chipkie Founder Michelle Lomas Opens Up About Her Entrepreneurial Journey on Ticker TV

Aussie Fintech Chipkie launches - targeting Bank of Mum & Dad

How the Bank of Mom and Dad Is Getting a High-Tech Makeover in America

Bank of Mum & Dad Pr's & Con's - Chipkie

Borrowing From the Bank of Mom and Dad: Benefits and Risks Every Family Should Consider

Borrowing Money From Friends - Chipkie

When Friends Lend a Hand Why Personal Loans From People You Trust Can Beat the Bank

Honeymoon Savings Ideas - Chipkie

Creative Ways To Build Your Dream Honeymoon Fund Without Breaking the Bank

Can You Write Your Own Legal Contract and Have It Hold Up in Court

Lending Money Tips

Lending Money Tips

Money & Relationships

Money & Relationships

Financial Guides

Financial Guides

Kids & Money

Kids & Money

Saving Money Hacks

Saving Money Hacks

Chipkie Chatter

Chipkie Chatter

Lending Money Tips

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Family Loan Agreement

Family Loan Agreements Have a Hidden 6-Year Statute of Limitations That Could Cost You

Family loans come with a hidden legal deadline — learn how the statute of limitations on debt repayment works, why most families miss it, and how to protect your money with proper documentation.
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APRA DTI Limits

How New Debt-to-Income Lending Rules Could Shrink Your Family’s Borrowing Power in 2026

Family Loan Repayment

How To Help a Family Member Pay Back a Loan Without Damaging Your Relationship

Digital Wallets and Shared Expenses

How to Split Bills With Friends Using Digital Wallets Without Making It Awkward

Family loan agreements

Why More Families Are Replacing Cash Gifts With Formal Loan Agreements in 2025

Money & Relationships

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Buying Property with Friends

How To Buy a House With Friends in 2025 Without Ruining the Friendship

Learn how to buy a house with friends in 2025 while protecting your finances and your friendship — from legal agreements and mortgage strategies to exit plans every co-buyer needs.
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Paying Off HECS Debt

Why Your Family Should Treat Student Loan Help as a Loan Instead of a Handout

Granny Flat Agreement

How a Granny Flat Agreement Can Protect Your Family When Moving In With Relatives

Bank of Mum and Dad 2026

Why Relying on Family Money for a Down Payment Can Backfire in 2026

Home Equity for Family Support

How to Tap Into Your Home Equity to Financially Support Family Members

Financial Guides

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bank of mum and dad guide

How the Bank of Mom and Dad Works in America: Lending Rules, Tax Implications, and Legal Protections for 2025

Learn how the Bank of Mom and Dad works in 2025, including family lending rules, gift vs. loan tax implications, and legal protections to keep your finances — and relationships — intact.
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rentvesting

How to Leverage Family Help and Rentvesting to Slash Your Tax Bill in 2025

Private Lending in Australia

The Ultimate Guide to Private Lending in the US: Legal, Tax, and Asset Protection Strategies You Need to Know

Digital Identity and Biometrics

How Biometric Security and Digital Identity Verification Can Safeguard Your Family Loan Against Fraud

P2P Payments vs P2L

Why Your Venmo or Zelle App Is the Wrong Tool for Large Person-to-Person Loans

Chipkie House Ad

Kids & Money

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Funding a Renovation

Why Helping Your Kids Fund a Home Renovation Could Be a Legal Nightmare

Discover why funding your child's home renovation without proper legal protections could expose you to divorce losses, tax complications, and zero ownership claims—and how to safeguard your investment. Learn the critical legal structures every generous parent needs before writing that check.
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Early Inheritance

Why Giving Your Kids an Early Inheritance Could Derail Your Own Financial Future

Charging Board Tax Implications

Tax Implications of Charging Your Adult Children Rent Every American Parent Should Understand

Family Business Loan

How to Loan Money to Your Kids for a Family Business Without Ruining the Relationship

financial tech tools

How Smart Families Are Using Fintech Apps to Take Control of Their Finances in 2025

Saving Money Hacks

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Honeymoon Savings Ideas - Chipkie

Creative Ways To Build Your Dream Honeymoon Fund Without Breaking the Bank

Discover smart, budget-friendly strategies to build your dream honeymoon fund — from dedicated savings accounts to creative side hustles — without going into debt or draining your emergency fund.
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Assistance Paying Rent

Smart Ways To Borrow Money When You Need Help Covering Rent

Cashback Rewards Reviews

Top Cashback Rewards Programs That Put Money Back in Your Wallet

Money Hack 2024

Smart Money Moves To Crush Your Debt and Grow Real Wealth in 2024

Need Quick Cash

When You Need Money Fast: 12 Reliable Ways To Get Cash and 8 Traps To Steer Clear Of

Chipkie Chatter

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Chipkie founder Michelle Lomas Shares Her Story with Ticker TV

Chipkie Founder Michelle Lomas Opens Up About Her Entrepreneurial Journey on Ticker TV

Michelle Lomas, founder of Chipkie, shares how an uncomfortable family loan inspired her to build a platform that helps friends and family manage private lending with proper structure and legal protection.
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Aussie Fintech Chipkie launches - targeting Bank of Mum & Dad

How the Bank of Mom and Dad Is Getting a High-Tech Makeover in America

Why We Created Chipkie

How To Loan Money to Friends and Family Without Ruining Your Relationships

Digital Loan Management Platform - Chipkie

How to Use Apps and Digital Tools to Keep Friends and Family Loans From Ruining Relationships

Chipkie - Friends and Family Loans

How Chipkie Is Changing the Game With Interest Free Loans for Everyday Americans

Chipkie House Ad
Chipkie House Ad

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