
Why Co-Signer Borrowing Capacity Triggers IRS Below-Market Loan Audits Under the OBBBA
Bottom Line: Affending your name as a joint borrower or guarantor on a conventional U.S. mortgage assigns 100% of the underlying liability directly to your
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Bottom Line: Affending your name as a joint borrower or guarantor on a conventional U.S. mortgage assigns 100% of the underlying liability directly to your

The Bottom Line: In a 2026 legal climate where the One Big Beautiful Bill Act (OBBBA) has made high-wealth transfer rates permanent, divorce proofing family

The Bottom Line: As of 1 January, the OBBBA Tax Law 2026 has made the permanent federal estate tax exemption $15 million per individual, providing