
The APRA DTI Limits Trap: How New Feb 2026 Lending Rules Affect Your Family Loan
As of 1 February 2026, the landscape for the “Bank of Mum and Dad” in Australia has shifted. Under new directives from the banking regulator,
Making a big purchase like a house or car? Browse our blog for useful lending money tips to help you prep, save and get the best deal – brought to you by the expert team at Chipkie, Australia’s #1 platform for lending money between friends and family.

As of 1 February 2026, the landscape for the “Bank of Mum and Dad” in Australia has shifted. Under new directives from the banking regulator,

Lending money to a family member is often framed as an act of generosity, but when repayments fall behind, it quickly becomes a source of

In 2025, cash is becoming obsolete, and the Australian economy is rapidly shifting to digital transactions. The global volume of cashless payments is set to

Family loan agreements are fast becoming the new standard in 2025, replacing the casual cash gifts that once defined the “Bank of Mum and Dad.”

Not long ago, lending money to a friend or family member was sealed with nothing more than a handshake and good intentions. But as the

When times get tough, many Australians turn to family for financial support. With interest rates starting to ease but the cost of living still biting

Digital wallets and shared expenses are quickly becoming part of everyday life in Australia. Whether it’s splitting rent with flatmates, covering group travel costs, or

It might seem tempting to create your own contract, but legal contracts can be tricky. Get the inside scoop on what matters when writing a contract.

Lending a helping hand to a friend in need is a natural instinct, but when it comes to signing as a witness to their loan

Lending money to friends and family can be a great way to support loved ones, but it’s vital to do it right to avoid financial