OBBBA Tax Law 2026: Leveraging the $15M Exemption with Family Loans
The Bottom Line: As of 1 January, the OBBBA Tax Law 2026 has made the permanent federal estate tax exemption
Smart Spending & Lending
Your friendly guide for smart saving ideas, clever lending tips, and ways to support your mates.
From the team behind Chipkie - the platform that helps you lend and loan money to friends and family with no stress, just good karma.Lending Money Tips
- By Max
- On
Family loans come with a hidden legal deadline — learn how the statute of limitations on debt repayment works, why most families miss it, and how to protect your money with proper documentation.
Money & Relationships
- By Max
- On
Learn how to buy a house with friends in 2025 while protecting your finances and your friendship — from legal agreements and mortgage strategies to exit plans every co-buyer needs.
Financial Guides
- By Max
- On
Learn how the Bank of Mom and Dad works in 2025, including family lending rules, gift vs. loan tax implications, and legal protections to keep your finances — and relationships — intact.
Kids & Money
Saving Money Hacks
- By Michelle
- On
Discover smart, budget-friendly strategies to build your dream honeymoon fund — from dedicated savings accounts to creative side hustles — without going into debt or draining your emergency fund.
Chipkie Chatter
- By Michelle
- On
Michelle Lomas, founder of Chipkie, shares how an uncomfortable family loan inspired her to build a platform that helps friends and family manage private lending with proper structure and legal protection.